I have been in the mortgage business since 1983 working in processing, underwriting and loan origination. Because of my many years of experience, I know the process from start to finish and stay on top of the details to ensure transactions run smoothly.
Areas of Expertise
I am very experienced in working with first time home buyers and answering all their questions. I spend a lot of time explaining the process. I have worked extensively with both FHA loans and the Indiana Housing program for first time home buyers. I also work with VA, USDA and conventional mortgages.
Union Savings Bank
In a ever so changing market, customer service and expertise is what my past clients feel set me apart. A smooth loan application and knowledge to get you to the closing table on time, is my passion. I strive to fit my clients with the best program for their situation and work with them to make their dreams become reality. Union Savings Bank focuses only on mortgages and home loans making our programs extremely completive and efficient.
Making YOU my first priority, along with a high level of customer service and exceptional programs, you will be surprisingly thrilled with your process whether it is a construction loan, refinance, first-time purchase, or whatever your financing needs may be!
Mortgage Loan Products Available (per the Union Savings website):
Fixed Rate Loans
Adjustable Rate Mortgages: 1/1 and 3/1
Construction only loans (builders or owners)
Building Lot Loans
Non-Conforming Loan Brokerage Services
Home Equity Loans/Second Mortgage
I've been a Mortgage Loan Officer for over 13 years and I've seen many changes to the industry regarding federal regulations, interest rate volatility, housing availability and sometimes dramatic public opinion. Through it all I've worked diligently to hone my skills, to stay current on loan program changes and guidelines, and to perfect my service oriented life style.
The one thing that has remained the same over the years is this: when a parent (single or married) is able to provide a home to their children it is ALWAYS a moving and joyous occasion. It is a wonderful time because this is an experience that still means something. Home ownership still means stability, family ties and community roots, it's the beginning of a legacy, and it is the basic foundation of the wealth building process.
I am honored to be a preferred vendor for Beazer Homes, Re/Max Ability Plus and Keller Williams Metro South.
Yes, my chosen career is challenging, but, it's also rewarding and important. I love it! It's what I do. How can I help you?